HIGH VALUE CONNECT
TERMS OF USE AGREEMENT

Effective Date: May 10, 2026

IMPORTANT SUMMARY OF SELECT TERMS Binding Agreement: By accessing or using High Value Connect, you agree to these Terms, our Privacy Policy, Community Guidelines, Cookie Policy, and any purchase terms disclosed to you. Arbitration and Class Action Waiver: Section 15 requires most disputes to be resolved through binding individual arbitration, with limited exceptions. You waive jury trial and class action rights to the fullest extent permitted by law. Professional Networking Disclaimer: High Value Connect does not guarantee deals, revenue, introductions, funding, referrals, employment, client acquisition, or any business outcome. Subscriptions: Paid subscriptions may automatically renew until canceled. You must cancel through the same channel used to subscribe when applicable. Refunds: Purchases are generally final and non-refundable except where required by applicable law or expressly stated in these Terms. User Safety and Verification: We do not guarantee the identity, background, credentials, legitimacy, business standing, or intentions of any user. You are responsible for your own due diligence. Content and License: You own your content, but you grant High Value Connect the rights necessary to operate, improve, market, and protect the Services. No Legal, Financial, Investment, Tax, Employment, or Professional Advice: Information and connections on the Services are informational and networking-related only.

Note: Short summaries appear before certain sections to improve readability. They are part of these Terms for convenience only and do not replace the full legal text. You should read the entire Agreement carefully.

1. INTRODUCTION

This section explains who we are, what Services are covered, and how these Terms become binding.

Welcome to High Value Connect. These Terms of Use Agreement, including any policies, guidelines, notices, or supplemental terms incorporated by reference (collectively, the “Terms” or “Agreement”), govern your access to and use of the High Value Connect website located at https://highvalueconnect.com, any mobile application, web application, member portal, directory, communication tools, profile services, events, content, memberships, subscriptions, premium features, business networking tools, referral tools, communities, software, and related products or services that we make available (collectively, the “Services”).

As used in this Agreement, “High Value Connect,” “HVC,” “Company,” “we,” “us,” and “our” refer to High Value Connect and its owners, affiliates, subsidiaries, officers, directors, employees, contractors, representatives, licensors, service providers, successors, and assigns. “You” and “your” refer to any person or entity that accesses or uses the Services, whether or not registered, subscribed, or paying.

By accessing or using the Services, creating an account, clicking to accept these Terms, purchasing a membership or subscription, attending an HVC event, communicating with other users through the Services, or otherwise using any portion of the Services, you agree to be bound by this Agreement. If you do not agree, do not access or use the Services.

Your use of the Services is also subject to our Privacy Policy, Cookie Policy, Community Guidelines, Acceptable Use Policy, Safety Guidance, purchase disclosures, subscription terms, event terms, and any additional terms disclosed and accepted by you when you use or purchase particular features (collectively, “Additional Terms”). The Additional Terms are incorporated into this Agreement by reference. If any Additional Terms conflict with these Terms, the Additional Terms control only for the specific feature, event, or purchase to which they apply.

We may introduce mandatory features, verification steps, security controls, identity checks, payment updates, or product changes at any time. If you do not wish to use a mandatory feature, you may be required to stop using the Services or terminate your account.

We may update these Terms from time to time. Material changes will be posted with a revised effective date, and we may also notify you by email, in-product notice, website notice, or other reasonable means. Except where affirmative acceptance is required by law or by these Terms, your continued use after the effective date constitutes acceptance of the updated Terms. If you do not accept a change, you must stop using the Services.

2. ACCOUNT ELIGIBILITY; YOUR RESPONSIBILITIES

Before using HVC, you must be eligible and agree to use the Services lawfully, professionally, and responsibly.

2a. Eligibility

You are not authorized to create an account or use the Services unless all of the following are true, and by using the Services you represent and warrant that:

You are at least eighteen (18) years old or the age of majority in your jurisdiction, whichever is greater;
You can form a legally binding contract with HVC;
You are not prohibited by law from using the Services;
You are not located in, ordinarily resident in, or organized under the laws of any country or territory subject to comprehensive U.S. embargo or sanctions, and you are not identified on any restricted-party list;
You will use the Services only for lawful business, professional, networking, educational, community, or relationship-building purposes;
You have not previously been removed, suspended, or banned from the Services unless we have given you written permission to return;
You will not create more than one active account without our written permission;
You will not use the Services on behalf of another person or entity unless you have authority to bind that person or entity.

If at any time you no longer meet these requirements, your authorization to access the Services automatically ends, and we may suspend or terminate your account without notice.

2b. Your Responsibilities

Comply with these Terms and all Additional Terms;
Comply with all applicable laws, including privacy, consumer protection, anti-spam, export, sanctions, intellectual property, advertising, employment, securities, financial services, tax, and anti-discrimination laws;
Provide accurate and current account, profile, billing, and contact information;
Maintain the security of your account, password, devices, authentication methods, and payment credentials;
Treat other users, staff, contractors, event hosts, sponsors, and partners professionally and respectfully;
Review and comply with HVC Community Guidelines, Safety Guidance, and any rules posted for events, groups, directories, or member areas;
Use independent judgment and appropriate due diligence before entering transactions or relationships with other users.

2c. Prohibited Conduct

You agree that you will not, directly or indirectly:

Misrepresent your identity, credentials, business standing, employment, affiliations, financial status, investment authority, licensing, professional qualifications, products, services, or intentions;
Use the Services for fraud, deception, scams, money laundering, illegal financing, pyramid schemes, misleading lead generation, false advertising, or unlawful solicitation;
Harass, bully, threaten, intimidate, defame, stalk, exploit, abuse, discriminate against, or otherwise mistreat any person;
Solicit money, gifts, loans, investments, passwords, payment information, personal identifying information, or confidential information for unlawful, deceptive, exploitative, or unauthorized purposes;
Send spam, mass unsolicited messages, deceptive outreach, unauthorized marketing, chain messages, or automated solicitations;
Use the Services to promote illegal goods or services, regulated financial products without authorization, unlawful employment schemes, adult sexual services, controlled substances, weapons, or other prohibited activities;
Upload viruses, malware, spyware, malicious code, or content designed to disrupt, damage, intercept, or expropriate data or systems;
Probe, scan, test, attack, bypass, disable, or interfere with the security, authentication, rate limits, access controls, or infrastructure of the Services;
Use robots, crawlers, scrapers, browser extensions, data-mining tools, AI agents, automated scripts, or similar methods to access, copy, collect, index, train on, or extract data from the Services without our written permission;
Use or develop third-party applications, APIs, models, datasets, or tools that interact with the Services, user data, Member Content, or Our Content without our written permission;
Copy, modify, frame, mirror, sell, rent, lease, sublicense, reverse engineer, decompile, disassemble, or create derivative works from the Services or any protected content except as expressly permitted;
Interfere with another user’s use of the Services;
Submit false reports, abuse reporting or appeals systems, or manipulate moderation systems;
Create a new account after suspension or termination without our written permission;
Use the Services in a manner that may harm HVC, its reputation, its users, or the integrity of the platform.

2d. Prohibited Content

You may not upload, post, transmit, display, or share content that:

Is unlawful, fraudulent, deceptive, misleading, defamatory, libelous, obscene, pornographic, sexually exploitative, violent, threatening, hateful, discriminatory, or harassing;
Promotes racism, sexism, bigotry, hatred, violence, terrorism, human trafficking, child exploitation, self-harm, eating disorders, dangerous challenges, harmful misinformation, or other harmful conduct;
Contains confidential information, trade secrets, payment credentials, government IDs, private addresses, passwords, or personal data that you do not have authority to share;
Infringes any intellectual property, privacy, publicity, contractual, or other rights;
Contains another person’s image, likeness, name, voice, business logo, work product, testimonials, or endorsements without required rights or consent;
Contains malware, tracking code, spyware, adware, corrupted files, or harmful technical material;
Is inconsistent with the professional, networking, business, educational, or community purposes of the Services;
Contains unauthorized advertising, promotions, investment solicitations, employment solicitations, affiliate links, external sales funnels, or commercial offers not permitted by HVC;
Could reasonably expose HVC or its users to legal, regulatory, reputational, or security risk.

3. CONTENT

This section explains ownership and permitted use of content on the Services.

While using the Services, you may access or interact with: (i) content you upload, submit, display, message, post, or otherwise provide (“Your Content”); (ii) content provided by other users (“Member Content”); and (iii) content provided by HVC, including software, design, text, graphics, databases, profiles, recommendations, templates, events, video, audio, branding, interfaces, and other materials (“Our Content”). “Content” includes text, images, video, audio, profiles, business information, posts, comments, messages, attachments, AI-assisted content, event materials, listings, ratings, feedback, suggestions, and any other materials available through the Services.

3a. Your Content

You are solely responsible and liable for Your Content. Do not post anything that you do not have the right to share, that you would not want other users to see, that violates this Agreement, or that may expose you or HVC to liability.

You represent and warrant that Your Content is accurate, lawful, non-infringing, and within your authority to provide. Business descriptions, credentials, pricing, testimonials, case studies, performance claims, certifications, investment references, financial statements, service descriptions, and opportunity postings must be truthful and supportable.

You acknowledge that Your Content may be visible to other users and may be shared, captured, copied, or used by others despite these Terms. You should use caution before sharing confidential, proprietary, financial, personal, or sensitive information.

We may, but are not obligated to, monitor, review, remove, edit, limit, block, suppress, label, restrict, or refuse to display Your Content at any time in our sole discretion, including when we believe it violates these Terms, applicable law, platform integrity, user safety, or our business interests.

3b. Member Content

Member Content belongs to the user or third party that provided it. HVC does not endorse, verify, guarantee, or assume responsibility for Member Content. Member Content may be inaccurate, incomplete, biased, offensive, deceptive, unlawful, or harmful.

You may use Member Content only as reasonably necessary for the intended professional networking and communication purposes of the Services. You may not copy, scrape, export, sell, license, publish, train AI models on, compile into databases, use for spam, or otherwise exploit Member Content without HVC’s written permission and any required user consent.

3c. Our Content

Our Content is owned by or licensed to HVC and is protected by copyright, trademark, trade secret, database, contract, and other laws. Subject to your compliance with these Terms, HVC grants you a limited, personal, revocable, non-exclusive, non-transferable, non-sublicensable license to access and use Our Content solely for your lawful use of the Services as intended by HVC. We reserve all rights not expressly granted.

4. INAPPROPRIATE CONTENT, MISCONDUCT, REPORTING, AND APPEALS

HVC may enforce these Terms through human review, automated tools, user reports, and legal remedies.

HVC is committed to maintaining a professional, lawful, and respectful community. We may investigate conduct occurring on the Services, at HVC events, through HVC-related communications, or off-platform when such conduct may affect user safety, platform integrity, or HVC’s reputation.

You may report content, messages, profiles, events, or conduct through available platform reporting tools or by contacting support@highvalueconnect.com. Reports should be accurate, complete, and made in good faith.

We may use automated systems, AI tools, keyword filters, behavioral signals, user reports, human reviewers, and third-party service providers to detect and address misconduct, fraud, spam, exploitation, scraping, prohibited content, cyber abuse, and other violations. Enforcement actions may include warnings, content removal, account restrictions, shadow restrictions, feature limitations, suspension, termination, event removal, refund denial, payment blocking, referral to law enforcement, or legal action.

We may not disclose details about enforcement decisions if doing so could compromise user safety, privacy, security, investigations, trade secrets, or legal compliance. Where we provide an appeal process, you agree to submit appeals truthfully and not abuse that process. Repeated unfounded reports or appeals may lead to enforcement action.

5. PRIVACY

This section incorporates HVC’s privacy-related policies.

Our Privacy Policy explains how we collect, use, disclose, retain, protect, and otherwise process personal information. By using the Services, you acknowledge and agree that HVC may process information as described in our Privacy Policy.

You agree not to provide personal information of other people unless you have all required rights, consents, notices, and lawful bases. If you upload contacts, invite others, submit testimonials, post event photos, or provide business leads, you are responsible for complying with applicable privacy, publicity, communications, and data protection laws.

The Services may use cookies, pixels, local storage, analytics tools, advertising technologies, and similar technologies as described in our Cookie Policy. You are responsible for configuring your browser and device settings as desired.

6. RIGHTS HVC GRANTS YOU

HVC grants a limited right to use the Services if you comply with these Terms.

For as long as you comply with these Terms, HVC grants you a personal, limited, revocable, non-exclusive, non-transferable, non-sublicensable license to access and use the Services for lawful professional networking, business relationship development, member communication, event participation, and other purposes expressly permitted by HVC. This license automatically terminates if you violate these Terms or if we suspend or terminate your account.

You receive no ownership interest in the Services, software, databases, algorithms, ranking systems, interfaces, templates, processes, confidential information, or any HVC intellectual property.

7. RIGHTS YOU GRANT HVC

You own Your Content, but you grant HVC broad rights needed to operate, protect, and improve the Services.

By creating an account, uploading content, submitting profile information, sending messages, posting in groups, attending events, sharing feedback, or otherwise providing content to or through the Services, you grant HVC a worldwide, perpetual, irrevocable, transferable, sublicensable, royalty-free license to host, store, reproduce, display, perform, publish, distribute, communicate, transmit, modify, adapt, edit, translate, reformat, create derivative works from, advertise, analyze, moderate, and otherwise use Your Content in connection with operating, providing, improving, securing, promoting, and enforcing the Services.

This license includes the right to use Your Content in search results, recommendations, member directories, event pages, promotional materials, previews, notifications, moderation systems, customer support tools, fraud prevention tools, analytics, and product development. To the extent Your Content contains personal information, our use remains subject to applicable law and our Privacy Policy.

You also grant HVC the right to use Your Content, usage signals, feedback, and interactions to train, test, develop, improve, evaluate, secure, and operate automated systems, AI-assisted features, recommendation systems, fraud detection tools, ranking systems, and moderation technologies, except where prohibited by applicable law or our Privacy Policy.

You authorize HVC, but do not require HVC, to act on your behalf to address unauthorized copying or misuse of Your Content taken from the Services, including sending takedown notices or other enforcement communications. HVC has no obligation to police third-party use of Your Content.

If you submit ideas, suggestions, proposals, feature requests, business concepts, testimonials, reviews, corrections, or feedback, you grant HVC the right to use, share, commercialize, and exploit them for any purpose without compensation, attribution, or obligation to you.

8. PURCHASES, MEMBERSHIPS, AUTOMATICALLY RENEWING SUBSCRIPTIONS, AND DIGITAL FEATURES

Paid features may renew automatically and are subject to cancellation and refund rules.

HVC may offer free accounts, paid memberships, premium subscriptions, event tickets, business listings, advertising packages, sponsored placements, virtual items, credits, consulting add-ons, directory access, community access, and other paid products or features. Prices, included features, taxes, renewal periods, billing intervals, and cancellation terms will be disclosed at or before purchase.

8a. External Service Purchases

If you purchase through a third-party platform or external service, such as the Apple App Store, Google Play, Stripe-hosted checkout, PayPal, marketplace platform, event platform, or another authorized provider (each, an “External Service”), your purchase may be governed by the External Service’s terms. You may need to manage, cancel, or request refunds through the External Service, and HVC may not be able to cancel or refund such purchases directly.

Deleting your HVC account, deleting an app, leaving a group, or stopping use of the Services may not cancel an External Service subscription. You must follow the External Service’s cancellation procedures to avoid additional charges.

8b. Internal Purchases and Auto-Renewal

If you make a purchase directly through HVC, you authorize HVC and its payment processors to charge your selected payment method for the price, taxes, renewal charges, installment payments, unpaid balances, and other amounts disclosed to you.

If you purchase an automatically renewing subscription, your subscription will renew at the disclosed interval until canceled. You authorize HVC to charge your payment method on a recurring basis without further action by you. Promotional pricing may apply only for the initial period and may renew at the then-current price unless you cancel before renewal.

You may cancel an internal subscription by using account settings, the cancellation workflow provided by HVC, or by contacting support@highvalueconnect.com with information sufficient to identify your account. Cancellation prevents future renewals but does not automatically refund current or past charges. You generally retain access to paid features until the end of the then-current billing period unless these Terms or applicable law provide otherwise.

If payment fails, you remain responsible for unpaid amounts, and we may retry billing, update payment information through card-network updater services, suspend access, downgrade your account, or terminate your subscription. If you initiate a chargeback or payment reversal, we may suspend or terminate your account and dispute the reversal.

8c. Virtual Items, Credits, Boosts, Badges, and Digital Goods

HVC may offer digital goods, credits, badges, boosts, featured listing placements, message credits, event credits, promotional credits, virtual access rights, or similar items (“Virtual Items”). Virtual Items are limited, personal, revocable, non-transferable, non-sublicensable licenses to access particular features. They do not constitute property, stored value, money, or a bank account balance.

Virtual Items may expire, be changed, be removed, be re-priced, be limited, or be discontinued at any time to the maximum extent permitted by law. They may not be sold, transferred, redeemed for cash, or exchanged outside the Services unless HVC expressly permits it in writing. Purchases and redemptions of Virtual Items are final and non-refundable except where required by law.

8d. Refunds, Cancellations, and Special Consumer Rights

Except where required by applicable law or expressly stated in writing by HVC, all purchases are final and non-refundable, including partially used subscription periods, event tickets, sponsored placements, advertising, business listings, digital goods, Virtual Items, and premium access.

If you reside in a jurisdiction that grants a statutory cancellation, cooling-off, refund, death, disability, relocation, or subscription cancellation right, HVC will honor that right to the extent required by applicable law. Where required, cancellation notices should include your name, account email or phone number, purchase date, order number, and a clear statement that you are canceling.

California users may report complaints to the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs at 1625 North Market Blvd., Suite N112, Sacramento, CA 95834, or by telephone at (800) 952-5210.

Residents of states with special subscription or service contract rights, including Arizona, California, Colorado, Connecticut, Illinois, Iowa, Minnesota, New York, North Carolina, Ohio, Rhode Island, and Wisconsin, may have additional rights under applicable law. Nothing in these Terms limits non-waivable consumer rights.

9. ACCOUNT TERMINATION

This section explains how accounts may be deleted, suspended, or terminated.

You may stop using the Services at any time. If account deletion tools are available, you may delete your account through account settings. You may also contact support@highvalueconnect.com for assistance. Account deletion does not automatically cancel External Service subscriptions, unpaid balances, event commitments, payment obligations, or obligations that survive termination.

HVC may investigate, suspend, restrict, downgrade, remove, or terminate your account, content, access, membership, event registration, listing, communications, or subscription at any time, with or without notice, if we believe you violated these Terms, created risk or possible legal exposure, engaged in inappropriate conduct on or off the Services, harmed another user, misused the Services, failed to pay, or acted inconsistently with HVC’s professional community standards.

Upon termination, your license to use the Services ends immediately. You will not be entitled to a refund except where required by law. We may retain, delete, preserve, disclose, or process information in accordance with our Privacy Policy, legal obligations, dispute resolution needs, security requirements, and legitimate business purposes. Sections that by their nature should survive termination will survive, including content licenses, payment obligations, disclaimers, limitation of liability, dispute resolution, indemnity, ownership, confidentiality, and general provisions.

10. NO BACKGROUND, IDENTITY, CREDENTIAL, BUSINESS, OR OPPORTUNITY VERIFICATION GUARANTEE

HVC may offer verification tools, but we do not guarantee any user or opportunity.

HVC does not guarantee that any user is who they claim to be, has the credentials they claim to have, operates a legitimate business, has authority to represent an entity, has funding, has clients, can perform services, will pay invoices, will honor agreements, or will comply with law.

We may, but are not required to, conduct identity checks, business checks, credential reviews, public-record checks, sanctions screening, payment screening, sex offender registry searches, criminal background checks, consumer reports, or other screening at any time. You authorize HVC to use information you provide and information available from third parties or public sources for such purposes to the extent permitted by law.

Verification badges, profile labels, recommendations, featured placements, rankings, reviews, testimonials, endorsements, or community status indicators do not constitute guarantees by HVC. They may be based on information that is incomplete, user-submitted, automated, outdated, paid, or limited in scope.

YOU ARE SOLELY RESPONSIBLE FOR YOUR INTERACTIONS WITH OTHER USERS. ALWAYS USE BUSINESS JUDGMENT, DUE DILIGENCE, WRITTEN AGREEMENTS, PROFESSIONAL ADVISORS, PAYMENT PROTECTIONS, AND APPROPRIATE SAFETY PRECAUTIONS BEFORE MEETING, PAYING, HIRING, INVESTING, PARTNERING, SHARING CONFIDENTIAL INFORMATION, OR ENTERING ANY TRANSACTION.

11. DISCLAIMER OF WARRANTIES

The Services are provided as-is, and HVC does not make guarantees about results, availability, users, or content.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICES, CONTENT, MEMBER CONTENT, OUR CONTENT, EVENTS, INTRODUCTIONS, RECOMMENDATIONS, LISTINGS, COMMUNICATIONS, AI OUTPUTS, DIRECTORIES, AND ALL FEATURES ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE.

HVC DISCLAIMS ALL WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, QUIET ENJOYMENT, ACCURACY, AVAILABILITY, RELIABILITY, SECURITY, QUALITY, COMPLETENESS, TIMELINESS, AND COURSE OF DEALING OR USAGE OF TRADE.

HVC DOES NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, SECURE, ERROR-FREE, FREE FROM VIRUSES OR HARMFUL COMPONENTS, COMPATIBLE WITH YOUR DEVICES, AVAILABLE IN EVERY LOCATION, OR THAT DEFECTS WILL BE CORRECTED. ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE SERVICES IS ACCESSED AT YOUR OWN DISCRETION AND RISK.

HVC DOES NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY USER, MEMBER CONTENT, THIRD-PARTY CONTENT, PROFESSIONAL ADVICE, BUSINESS OPPORTUNITY, INVESTMENT OPPORTUNITY, EMPLOYMENT OPPORTUNITY, PURCHASE, SALE, CONTRACT, INTRODUCTION, REFERRAL, EVENT, MESSAGE, OR OFF-PLATFORM INTERACTION.

The Services may include information related to business, marketing, legal, financial, employment, investment, tax, or professional topics. Such information is for general networking and informational purposes only and is not professional advice. You should consult qualified professionals before making decisions.

12. DIGITAL MILLENNIUM COPYRIGHT ACT AND INTELLECTUAL PROPERTY COMPLAINTS

This section explains how copyright complaints may be submitted.

HVC respects intellectual property rights and expects users to do the same. If you believe content available through the Services infringes your copyright, you may send a notice containing:

A physical or electronic signature of a person authorized to act on behalf of the owner of the allegedly infringed right;
Identification of the copyrighted work claimed to be infringed or, for multiple works, a representative list;
Identification of the material claimed to be infringing and information reasonably sufficient for HVC to locate the material;
Your name, mailing address, telephone number, and email address;
A statement that you have a good faith belief that use of the material is not authorized by the copyright owner, its agent, or law;
A statement, under penalty of perjury, that the information in the notice is accurate and that you are authorized to act on behalf of the owner.

Copyright notices may be sent to: support@highvalueconnect.com. If HVC later designates a registered DMCA agent with the U.S. Copyright Office, notices should be sent to that designated agent.

If your content is removed in response to a copyright notice and you believe the removal was mistaken or misidentified, you may submit a counter-notice containing the information required by 17 U.S.C. Section 512(g), including your signature, identification of removed material, a statement under penalty of perjury of good faith belief, your contact information, and consent to jurisdiction of the appropriate federal court. HVC may terminate accounts of repeat infringers in appropriate circumstances.

For trademark, publicity, impersonation, or other intellectual property complaints, contact support@highvalueconnect.com with sufficient detail to evaluate the claim.

13. ADS, SPONSORED CONTENT, THIRD-PARTY CONTENT, AND EXTERNAL SERVICES

Third-party services may appear on or connect to the Services, but HVC is not responsible for them.

The Services may contain advertisements, sponsored content, promoted profiles, paid placements, affiliate links, business listings, event sponsors, third-party offers, links, integrations, payment processors, analytics tools, communication tools, and other external resources.

HVC may receive compensation for certain placements or partnerships. Sponsored or promoted placement does not mean HVC verifies, guarantees, endorses, or assumes responsibility for the advertiser, sponsor, user, business, offer, product, service, or opportunity.

If you interact with third parties, your relationship is with that third party and may be governed by their terms and policies. HVC is not responsible for third-party availability, accuracy, privacy, security, content, products, services, performance, payments, refunds, or actions.

14. LIMITATION OF LIABILITY

HVC’s liability is limited to the maximum extent permitted by law.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL HVC, ITS AFFILIATES, OWNERS, OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, AGENTS, LICENSORS, PAYMENT PROCESSORS, OR SERVICE PROVIDERS BE LIABLE FOR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, PUNITIVE, FIXED, ENHANCED, OR SIMILAR DAMAGES, INCLUDING LOSS OF PROFITS, LOSS OF REVENUE, LOSS OF BUSINESS OPPORTUNITY, LOSS OF GOODWILL, LOSS OF DATA, BUSINESS INTERRUPTION, REPUTATIONAL HARM, PERSONAL INJURY, EMOTIONAL DISTRESS, OR COST OF SUBSTITUTE SERVICES, WHETHER INCURRED DIRECTLY OR INDIRECTLY.

THIS LIMITATION APPLIES TO DAMAGES RESULTING FROM OR RELATING TO: (I) YOUR ACCESS TO, USE OF, OR INABILITY TO ACCESS OR USE THE SERVICES; (II) THE CONDUCT, CONTENT, REPRESENTATIONS, OMISSIONS, OR TRANSACTIONS OF USERS OR THIRD PARTIES; (III) MEMBER CONTENT, YOUR CONTENT, OUR CONTENT, EVENTS, MESSAGES, INTRODUCTIONS, RECOMMENDATIONS, OR AI OUTPUTS; (IV) UNAUTHORIZED ACCESS, USE, DISCLOSURE, ALTERATION, OR LOSS OF CONTENT OR DATA; (V) SECURITY INCIDENTS, TECHNICAL FAILURES, INTERRUPTIONS, ERRORS, BUGS, OR VIRUSES; OR (VI) ANY BUSINESS, PROFESSIONAL, FINANCIAL, EMPLOYMENT, INVESTMENT, OR PERSONAL DECISION MADE IN CONNECTION WITH THE SERVICES.

TO THE FULLEST EXTENT PERMITTED BY LAW, HVC’S TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS RELATING TO THE SERVICES OR THIS AGREEMENT WILL NOT EXCEED THE GREATER OF: (A) ONE HUNDRED U.S. DOLLARS ($100); OR (B) THE AMOUNT YOU PAID TO HVC FOR THE SERVICES DURING THE TWENTY-FOUR (24) MONTHS IMMEDIATELY PRECEDING THE DATE YOU FIRST FILE A LAWSUIT, ARBITRATION, OR OTHER LEGAL PROCEEDING AGAINST HVC.

These limitations apply regardless of the legal theory, whether contract, tort, negligence, strict liability, statute, equity, or otherwise, even if HVC has been advised of the possibility of such damages and even if any remedy fails of its essential purpose. Some jurisdictions do not allow certain limitations, so some limitations may not apply to you.

15. DISPUTE RESOLUTION, ARBITRATION, CLASS ACTION WAIVER, AND JURY TRIAL WAIVER

Most disputes must be resolved through informal resolution followed by individual arbitration.

15a. Definitions and Informal Dispute Resolution

“Dispute” means any dispute, claim, or controversy between you and HVC arising out of or relating in any way to this Agreement, the Services, purchases, subscriptions, events, communications, content, privacy practices, advertising, user relationships, or the relationship between you and HVC. This definition is intended to be broad and includes claims arising before, during, or after the term of this Agreement, including claims concerning interpretation, enforceability, breach, termination, or validity of this Agreement.

Before initiating arbitration or small claims proceedings, the party asserting a Dispute must send a written notice describing the Dispute in reasonable detail. Your notice to HVC must include your full name, account email or phone number, the facts supporting your claim, the relief sought, and a calculation of claimed damages if applicable. Notices to HVC should be sent to legal@highvalueconnect.com and to High Value Connect Legal Department, Atlanta, Georgia, United States, unless a different legal notice address is posted by HVC.

The parties agree to engage in good-faith informal resolution for at least sixty (60) days after receipt of a complete notice. Either party may request a telephone or video conference, and you agree to personally participate if you are represented by counsel unless otherwise agreed.

15b. Agreement to Binding Individual Arbitration

Except for disputes that qualify for small claims court, claims seeking only injunctive relief for misuse of intellectual property or unauthorized access to the Services, and claims that cannot be arbitrated as a matter of applicable law, you and HVC agree that all Disputes will be resolved by binding individual arbitration administered by the American Arbitration Association (AAA) under its applicable Consumer Arbitration Rules or Commercial Arbitration Rules, depending on the nature of the user and dispute, as modified by these Terms.

The Federal Arbitration Act governs the interpretation and enforcement of this arbitration agreement. The arbitrator has authority to resolve all threshold issues, including arbitrability, scope, enforceability, unconscionability, and validity, except that a court of competent jurisdiction must decide any challenge to the class action waiver or mass filing procedures.

Arbitration will be conducted by a single neutral arbitrator. Unless the arbitrator determines otherwise or applicable law requires, the arbitration may occur by documents-only process, telephone, video conference, or in-person hearing in Georgia or another mutually agreed location.

15c. Class Action and Jury Trial Waiver

YOU AND HVC EACH WAIVE THE RIGHT TO A JURY TRIAL. YOU AND HVC AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF, CLASS MEMBER, PRIVATE ATTORNEY GENERAL, OR REPRESENTATIVE IN ANY CLASS, COLLECTIVE, CONSOLIDATED, REPRESENTATIVE, OR MASS ACTION, EXCEPT TO THE LIMITED EXTENT EXPRESSLY REQUIRED BY LAW.

The arbitrator may award relief only to the individual party seeking relief and only to the extent necessary to resolve that party’s individual claim. The arbitrator may not consolidate claims or preside over any form of class, collective, representative, or mass proceeding unless HVC expressly agrees in writing.

15d. Small Claims and Injunctive Relief

Either party may bring an individual claim in small claims court if the claim qualifies and remains in that court. HVC may seek injunctive or equitable relief in court to prevent actual or threatened misuse of the Services, intellectual property infringement, data scraping, unauthorized access, security abuse, or confidentiality violations.

15e. Mass Filing Procedures

If twenty-five (25) or more similar arbitration demands are filed against HVC by or with the assistance of the same law firm, organization, group, coordinated counsel, or related parties, the demands will be treated as coordinated mass filings. The parties agree to use staged proceedings designed to promote efficient and fair resolution. The first stage will proceed with up to ten (10) individual arbitrations selected to proceed first. Remaining demands will be stayed, including fee obligations, pending completion of the first stage and a mediation conference. If unresolved, subsequent stages of reasonable size will proceed as determined by the arbitrator or administrator. The parties agree to cooperate in good faith to implement procedures that preserve individual arbitration while avoiding abusive or inefficient filings.

15f. Fees, Awards, and Opt-Out

Arbitration fees will be governed by the applicable AAA rules and applicable law. The arbitrator may award any individual relief available in court, subject to these Terms. Judgment on the award may be entered in any court with jurisdiction.

You may opt out of the arbitration provisions in this Section by sending written notice to legal@highvalueconnect.com within thirty (30) days after you first accept these Terms. Your notice must include your name, account identifier, and a clear statement that you opt out of arbitration. Opting out does not affect any other part of these Terms.

16. GOVERNING LAW

Georgia law and the Federal Arbitration Act govern these Terms, except where prohibited by law.

You agree that the Services, this Agreement, and all Disputes are deemed to arise in the State of Georgia. Except where prohibited by applicable law, the laws of the State of Georgia, without regard to conflict-of-law rules, govern this Agreement and all Disputes. The Federal Arbitration Act governs Section 15.

If you reside in a jurisdiction whose mandatory consumer protection laws prohibit application of Georgia law, those mandatory laws may apply only to the extent required.

17. VENUE AND FORUM SELECTION

Non-arbitrable disputes must generally be brought in Georgia courts.

Except for small claims proceedings, arbitration-related court proceedings, and claims that applicable law permits you to bring elsewhere, any claim not subject to arbitration must be brought exclusively in the state or federal courts located in Georgia. You and HVC consent to personal jurisdiction and venue in those courts and waive objections based on inconvenient forum.

18. INDEMNITY BY YOU

You must protect HVC from claims caused by your conduct, content, or violations.

To the extent permitted by law, you agree to indemnify, defend, and hold harmless HVC, its affiliates, owners, officers, directors, employees, contractors, agents, licensors, partners, payment processors, and service providers from and against all claims, demands, complaints, investigations, damages, losses, liabilities, settlements, penalties, fines, costs, and expenses, including reasonable attorneys’ fees, arising out of or relating to:

Your access to or use of the Services;
Your Content, Member Content you misuse, or content you submit through the Services;
Your conduct toward other users or third parties;
Your business dealings, transactions, meetings, contracts, hiring, investments, payments, or relationships arising from the Services;
Your violation of this Agreement, Additional Terms, or applicable law;
Your violation of intellectual property, privacy, publicity, contract, consumer protection, employment, securities, anti-spam, or other rights;
Your fraud, misrepresentation, negligence, willful misconduct, or unauthorized use of another account.

HVC reserves the right to assume exclusive defense and control of any matter subject to indemnification, and you agree to cooperate. You may not settle any claim without HVC’s written consent if the settlement imposes obligations on HVC or admits fault by HVC.

19. ACCEPTANCE OF TERMS

Your use of the Services confirms your agreement to these Terms.

By using the Services through a website, mobile device, application, event, communication channel, or other access method, you agree to be bound by these Terms, our Privacy Policy, Cookie Policy, Community Guidelines, Safety Guidance, and any Additional Terms Upon Purchase. If you do not accept all applicable terms, you are not authorized to use the Services.

All pronouns and variations are deemed to refer to the masculine, feminine, neuter, singular, or plural as context requires. Headings and summaries are for convenience and do not limit the operative provisions.

20. ENTIRE AGREEMENT; SEVERABILITY; WAIVER; ASSIGNMENT; NO AGENCY

This section contains standard contract interpretation and enforceability rules.

These Terms, together with incorporated policies and Additional Terms, constitute the entire agreement between you and HVC regarding the Services and supersede all prior or contemporaneous agreements, representations, and understandings, whether written or oral.

If any provision is held invalid, illegal, or unenforceable, the remaining provisions remain in full force and effect. The invalid provision will be modified to the minimum extent necessary to make it enforceable, or severed if modification is not permitted.

HVC’s failure to enforce any provision is not a waiver of that provision or any other provision. Your account and rights are personal and non-transferable. You may not assign these Terms or your account without HVC’s written consent. HVC may assign, transfer, delegate, or sublicense these Terms and related rights or obligations without restriction, including in connection with a merger, acquisition, financing, restructuring, sale of assets, or by operation of law.

No agency, partnership, joint venture, fiduciary, employment, franchise, broker, investment adviser, recruiter, or special relationship is created by these Terms, your use of the Services, or any interaction with HVC or other users. You may not bind HVC or represent that you are authorized to act for HVC unless we give written authorization.

Sections intended to survive termination will survive, including Sections 3, 7, 8, 9, 10, 11, 12, 14, 15, 16, 17, 18, 20, 21, and 22, and any accrued payment obligations.

21. SPECIAL STATE, CONSUMER, AND INTERNATIONAL TERMS

Certain users may have additional rights under local law.

Nothing in these Terms limits rights that cannot be waived under applicable law. If you are a consumer residing in a jurisdiction with mandatory consumer protection, cancellation, refund, online contracting, unfair terms, privacy, subscription, or digital services laws, those laws apply only to the extent required.

For users in the European Economic Area, United Kingdom, or Switzerland, mandatory consumer rights, withdrawal rights for certain digital services, data protection rights, and local venue protections may apply where required by law. If you consent to immediate digital performance or access to paid digital content during a withdrawal period, you may lose statutory withdrawal rights to the extent permitted by law.

For users in California, you may contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs using the contact information stated in Section 8d. California residents may also have privacy rights described in our Privacy Policy.

For users in New York or any state with referral, social referral, business referral, or subscription-service rules that apply to HVC, HVC does not guarantee any number of referrals, introductions, views, opportunities, deals, matches, leads, clients, or outcomes. The Services provide access to networking tools and content, but usage and results vary.

For users in Illinois, New York, North Carolina, Ohio, or any state requiring alternative service or refund remedies when services become unavailable in a user’s location, HVC will comply with applicable law upon valid written notice.

If you are using the Services on behalf of a business, organization, or other entity, consumer-specific rights may not apply, and you represent that you have authority to bind that entity.

22. MOBILE APPLICATION, APP STORE, AND DEVICE TERMS

Additional terms apply when Services are accessed through mobile applications or app stores.

If HVC offers a mobile application, your use may be subject to app store terms, device terms, wireless carrier terms, and operating system rules. App stores are not parties to these Terms and are not responsible for the Services, support, maintenance, claims, or disputes, except to the extent their own terms provide otherwise.

You are responsible for all carrier charges, data charges, messaging charges, and device costs incurred when using the Services. We may send push notifications, SMS messages, emails, or in-app notices where permitted. You may manage communication preferences through your device or account settings, though transactional and legal notices may still be sent.

23. ELECTRONIC COMMUNICATIONS, NOTICES, AND CONSENT TO RECORDS

You agree to electronic notices and records.

You consent to receive agreements, notices, disclosures, receipts, invoices, account messages, subscription notices, policy updates, and other communications electronically, including by email, website posting, in-app message, SMS, push notification, or other reasonable electronic means. Electronic communications satisfy any legal requirement that communications be in writing.

You are responsible for keeping your contact information current. Notices sent to your last-provided contact information are deemed received even if you no longer use that contact method.

Where permitted by law, HVC may monitor, record, transcribe, analyze, or retain customer service calls, video calls, event chats, support communications, and platform messages for quality, training, safety, compliance, and dispute-resolution purposes.

24. EXPORT CONTROLS, SANCTIONS, AND ANTI-CORRUPTION

You must comply with trade, sanctions, and anti-corruption laws.

You may not access, export, re-export, transfer, or use the Services in violation of U.S. export controls, sanctions laws, anti-boycott laws, anti-money laundering laws, anti-bribery laws, or similar laws. You represent that you are not on a restricted-party list and will not use the Services for prohibited transactions or dealings with sanctioned parties.

25. FORCE MAJEURE

HVC is not responsible for events outside its reasonable control.

HVC will not be liable for delay, failure, interruption, or non-performance caused by events beyond our reasonable control, including natural disasters, acts of God, public health emergencies, war, terrorism, civil unrest, labor disputes, internet or telecommunications failures, power outages, cyberattacks, security incidents, platform provider failures, payment processor issues, supply chain disruptions, government actions, or changes in law.

26. CONFIDENTIALITY, BETA FEATURES, AND PLATFORM CHANGES

Some features may change, be experimental, or involve confidential information.

Certain areas of the Services, events, groups, products, roadmaps, pricing, partner information, or communications may be designated confidential or reasonably understood to be confidential. You agree not to disclose HVC confidential information without written permission.

HVC may offer beta, pilot, experimental, invite-only, waitlist, or preview features. Such features may be incomplete, unreliable, changed, discontinued, or removed at any time and may be subject to additional terms.

HVC may modify, replace, suspend, discontinue, limit, re-price, or remove any feature, membership tier, event, directory, content, algorithm, ranking method, communication tool, or service offering at any time to the maximum extent permitted by law.

27. CONTACT INFORMATION

Use these contacts for support, notices, and legal communications unless HVC posts updated contact information.

Customer Support: support@highvalueconnect.com

Legal Notices and Arbitration Opt-Out: support@highvalueconnect.com

Website: https://highvalueconnect.com